Medicare pays for medical treatment to those who are elderly and disabled. When Medicare pays for medical treatment due to another’s fault in an accident, Medicare has a right to be paid back. Furthermore, this applies to med pay coverage and uninsured motorist coverage, Medicare has created a minefield for injured victims and insurance companies alike. Victims get mad because their settlements are held up for months. However, if the medicare lien is not protected, victims can be sued by Medicare as well as everyone else in the process. On future medicals, a medicare set-aside should be considered as well, especially in workers comp cases if medicals are settled out.